EOI in insurance stands for Evidence of Insurability. It is a process that insurers use to evaluate an individual's risk factors and determine whether or not they are eligible for coverage under a particular insurance policy.
During the EOI process, individuals may be required to provide medical history, undergo a medical examination, and provide other documentation that proves their eligibility for coverage. This information is used to estimate the level of risk that the individual poses to the insurance company and to determine the premium rate that they will be charged for coverage.
EOI is typically required for certain types of insurance policies, such as life insurance and disability insurance, where the insurer needs to assess the potential costs and risks associated with providing coverage to the individual. It helps ensure that the insurer is able to accurately assess and price the risk involved in providing coverage to the individual.
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